// #marryatvillehs — 2006-10-02
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01:38:10 Join: stefan|laptopp ([email protected]) to #marryatvillehs
01:38:23 Mode: (by Vigilante) +o stefan|laptopp
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01:42:10 Nick: stefan|laptopp is now known as stefan|laptop
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14:54:11 <Simulacrum> Ah damn, didn't see th etopic
15:07:34 <Carson> lol
15:15:30 <Simulacrum> fuckers
15:15:31 <Simulacrum> :(
15:41:33 Quit: stefan|laptop ([email protected]) Ping timeout for stefan|laptop
15:59:56 Topic Is: BBQ, my house, 3pm sunday (1/10/06) let me know if you're coming.
15:59:56 Set By: (Carson) on: Thu Sep 28 19:29:26 2006
16:00:27 <damian> it doesn't matter, it doesn't look like it's too good anyway
16:00:30 <damian> carson is still online :P
16:07:20 <Carson> it was yesterday?
16:17:42 <damian> oh, it's monday is it
16:17:45 <damian> look at that!
16:17:56 <damian> http://www.google.com/search?q=damian+west
16:18:06 <damian> check the eighth link :/
16:20:04 <Carson> milk crae?
16:20:43 <Carson> ... +t
17:00:45 <JarZ> hi
17:31:36 <Carson> hiya
17:31:41 <Carson> how was hahndorf
17:31:57 <JarZ> good
17:32:15 <JarZ> i got kaangaroo salami
17:32:16 <JarZ> :D
17:32:19 <JarZ> kangaroo
17:32:22 <JarZ> also jaffa fudge
17:32:30 <JarZ> there's so little to do in hahndorf other than buy food
17:32:31 <JarZ> lol
17:35:10 Join: stefan|laptop ([email protected]) to #marryatvillehs
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17:42:25 <Carson> yeah
17:42:30 <Carson> figured out what else to do?
17:42:55 <JarZ> nope
17:43:22 <Carson> If you sneeze too hard, you can fracture a rib. If you try to suppress a sneeze, you can rupture a blood vessel in your head or neck and die.
17:43:36 <Carson> you're lucky after this mornings incident, andrew
17:48:28 <JarZ> ahhahaha
20:32:22 Join: aSH^ ([email protected]) to #marryatvillehs
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22:40:59 <Carson> http://2xfun.de/view.php?file=4605
22:41:04 <Carson> haha, total smartass
23:09:31 <Simulacrum> can't play it :(
23:12:35 <Carson> http://coolstuff.bubble.ro/2006/10/01/how-the-lord-of-the-rings-should-have-ended/
23:12:38 <Carson> try that then :)
23:15:49 <Simulacrum> Yaeh, the problem's the uh... can't remember what its called
23:15:53 <Simulacrum> the 'hotlink' style videos
23:15:55 <Simulacrum> embedded?
23:16:03 <Simulacrum> I can watch straight from youtube but not the ones people embed for some reason
23:16:43 <Carson> so fix it? and then watch the video...
23:19:51 <Simulacrum> No idea how to fix it, pretty sure I can watch it in IE though, one sec
23:20:19 <Simulacrum> aha
23:20:26 <Simulacrum> wathcing that 'Money' thing tonioght was a waste of time
23:21:48 <Simulacrum> hah
23:21:51 <Simulacrum> its gonna take a while, I'm haped
23:21:53 <Simulacrum> *shaped
23:22:25 <aSH^> haha, yeah that show is mostly for people who have no clue about money
23:22:39 <Simulacrum> Yeah
23:23:29 <Simulacrum> and that 675k providing 45k income per year only works if you've got high growth investments
23:23:43 <Simulacrum> not to mention I don't know how the fuck he thought you'd start eating into the 675 after 40 years
23:23:54 <Simulacrum> ah, wait, depend son pre/post tax
23:24:12 <Simulacrum> I worked out I can put 1m away and have a 60k per year income before tax
23:24:25 <Simulacrum> that doesn't run out, since that's pure growth as income
23:24:27 <aSH^> that's 6%
23:24:31 <Simulacrum> yep
23:24:48 <Simulacrum> That's simply with a savings account
23:24:53 <aSH^> yeah
23:25:01 <aSH^> if you can take much more risk while young
23:25:02 <Simulacrum> In reality it'll end up 5.5% so 55k because of withdrawls and losing .5% 'bonus interest'
23:25:13 <aSH^> -if
23:25:17 <Simulacrum> yeah
23:25:23 <Simulacrum> well I plan to work out to save up that 1m to live off
23:25:40 <Simulacrum> Just working out what to gain money with to get to that 1m before removing the risk
23:25:49 <Simulacrum> of course, always the risk the bank will go down, but it's still highly unliokely
23:26:04 <aSH^> well you're probably looking at about 25 years to get together a mill
23:26:19 <aSH^> so thats a long enough period for a lot of higher return investments, such as shares
23:26:19 <Simulacrum> Yeah, I wanted to have it by about 40
23:26:31 <Simulacrum> So that means 19 years to get it done
23:26:58 <Simulacrum> Which integrates into my high income business plans
23:27:02 <aSH^> also you could be even more agressive and use gearing
23:27:24 <Simulacrum> Yeah, I just need to find something worthwhile to me that's not investment property to use to get my tax back
23:27:38 <Simulacrum> unless you meant +gear
23:27:43 <Simulacrum> in which case, you lost me
23:27:59 <Simulacrum> Since... well everything that doesn't cost you is +, haha
23:28:00 <aSH^> erm i dunno, i just mean margin lending
23:28:19 <aSH^> borrowing against your existing equity
23:28:27 <aSH^> or leverage in other words
23:28:49 <Simulacrum> ah right
23:29:06 <aSH^> borrowing to invest :)
23:29:08 <Simulacrum> yeah, negative gearing
23:29:10 <aSH^> like what carson did
23:29:10 <Simulacrum> Yeah, I worked it out
23:29:21 <Carson> yay for negative gearing
23:29:29 <Carson> i forgot the share market was open today
23:29:36 <Carson> its working its way back up :D
23:29:37 <aSH^> yah, another positive day :)
23:29:48 <Simulacrum> It's handy if you can find things worthwhile to you to negatievly gear on
23:29:48 <aSH^> very low volume though, so its not really saying much
23:29:49 <Simulacrum> haha
23:29:52 <Simulacrum> yeah, I saw about it coming back up
23:30:34 <aSH^> Simulacrum, shares shares shares :P
23:30:35 <Carson> i should just live with my parents for another 20 years and keep saving money
23:30:44 <Simulacrum> I'm tempted by shares
23:30:54 <Carson> then i'd be able to purchase a sweet house and basically quit my job (if i wanted) and live nicely for the rest of my life
23:30:58 <Simulacrum> I know that for the most part the way I've worked money in even games works in reality
23:31:08 <Simulacrum> you do risk short term to a point then do non-risk from then on
23:31:09 <Carson> although, i personally would continue to work...
23:31:17 <Simulacrum> haha, yeah
23:31:32 <Simulacrum> I'm figuring that since I'm not investing in superannuation myself I won't be tempted to wait until 60 to take it out
23:31:46 <Carson> well, most of my shares are non-risk (low risk)
23:31:48 <Simulacrum> since I had this big idea to get rich quick with business and be able to at least try retiring at 30
23:31:49 <aSH^> carson, yeah, at which point you could become filthy rich cos you can live very well off of your income and your investments just keep building
23:32:05 <Carson> i've got like, 2 speculatives... one of which is going really well, and the other not so well
23:32:07 <Simulacrum> 'quick' was 10-20 years max
23:32:27 <Carson> fuck retiring
23:32:42 <Carson> although, if you ask me at 60, i'd probably feel like it by then
23:32:49 <Carson> but working is just so good
23:33:05 <aSH^> i'd like to have enough investments to support with me income for permanently travelling
23:33:12 <aSH^> so i could just take off and travel forever :p
23:34:04 <Simulacrum> yeah
23:34:12 <Simulacrum> I wanted to set myself up with enough income to live off per year by age 40
23:34:20 <Simulacrum> I would however continue to at least manage my businesses a little
23:34:27 <Simulacrum> and be free to geek it up and do nanotech shit
23:34:29 <aSH^> http://au.finance.yahoo.com/q/bc?s=%5EAORD&t=my&l=on&z=m&q=l&c=
23:34:45 <Simulacrum> Since I aimed to be well off enough to be able to fund nanotech with my own personal money
23:34:56 <Simulacrum> at least enough that I'd be allowed to start standing in on projects and learn by watching
23:36:51 Join: akimbo_joe1 ([email protected]) to #marryatvillehs
23:37:49 <Simulacrum> ROFLMAO
23:37:55 <Carson> ay antoine
23:37:58 <Simulacrum> that first ones hilarious (re smartass)
23:38:09 <aSH^> $25k invested now with 10% returns over the next 40 years = $1.1M at age 60
23:38:29 <aSH^> that's with no contributions during that time
23:39:03 <Simulacrum> nice
23:39:25 <Simulacrum> That's assuming you can find soemthing that'll remain that stable or better for that long
23:39:30 <Simulacrum> Which I guess shouldn't be too hard
23:40:19 <aSH^> an index fund would be an easy option
23:42:36 <Carson> HWG
23:42:44 <Carson> that'll easily last 40 years
23:42:47 <Carson> ... *nod*
23:44:34 <aSH^> lol
23:48:28 <Simulacrum> hahaha
23:48:33 <Simulacrum> that took me a while to work out what it stood for
23:48:45 <Simulacrum> hopefully cse's going to be a worthy investment soon :)
23:49:13 <Carson> i'm currently rebooting my main box... what is csE?
23:50:22 <Simulacrum> enterprises
23:50:36 <Simulacrum> the overall to be 'parent' of chrome storm
23:51:12 <aSH^> ok... i thought you were quiting an asx code :P
23:51:19 <Carson> same here...
23:51:22 <aSH^> cos there is a cse, which appears to be a poorly performing resources company
23:51:23 <aSH^> lol
23:51:53 <aSH^> quoting even
23:52:33 <Carson> you can buy 'asx' shares :D
23:54:18 <Carson> although, a little all over the place
23:54:48 <Carson> the hwg graph looks so bad
23:55:22 <stefan|laptop> hah, did you guys see the iinet one earlier?
23:55:25 <stefan|laptop> was before they were in real shit too
23:55:41 <Carson> asx code?
23:55:51 <Carson> dw, found it :D
23:55:55 <Simulacrum> haha
23:55:57 <Simulacrum> isn't it iinet? :P
23:56:03 <Simulacrum> oh wait
23:56:04 <Simulacrum> three letters
23:56:09 <Carson> iin
23:56:21 <Simulacrum> yeah
23:56:23 <Carson> ... thats a little downhill
23:56:24 <Simulacrum> I've looked at it before
23:56:31 <Simulacrum> That's because IIN suck
23:56:57 <Carson> internode not listed?
23:57:08 <stefan|laptop> private company
23:57:42 <Carson> wonder if they'll go public
23:57:48 <Simulacrum> I bloody well hope not
23:57:49 <stefan|laptop> doubtful
23:57:55 <Carson> guess it depends how they want to grow
23:58:07 <Carson> as going public is a good option to get lots of money fast so you can expand quicker
23:58:11 <Simulacrum> I don't see Simon wanting to get rich uquick as fuck my explorer died
23:58:14 <stefan|laptop> they're growing ok, dslam rollout wasn't great before, now it's getting momentum and are using optus anyway
23:58:25 <Carson> yeah
23:58:25 <Simulacrum> mothercuntingfuck
23:58:38 <Simulacrum> Not to mention their ever growing customer base
23:58:43 <Carson> if they've got enough cashflow to do what needs to be done, why bother going public
23:58:45 <stefan|laptop> and I'm sure they're doing well enough as it is with all the govt stuff too
23:58:52 <stefan|laptop> yeah
23:58:57 <Simulacrum> Thought SA was precluded?
23:59:01 <Simulacrum> or are they working interstate?
23:59:13 <stefan|laptop> don't know of anyone else other than the GOF that'd have anywhere near 2.6gbit to the US
23:59:15 <aSH^> simon hackett doesn't seem to have much trouble raising capital
23:59:20 <Simulacrum> oh, infrastructre and comm doesn't count from memory
23:59:23 <aSH^> the banks are probably happy to lend to him
23:59:29 <stefan|laptop> they host DECS sid
23:59:37 <stefan|laptop> not sure about connectivity, think most of it is still telstra
23:59:42 <Simulacrum> yeah, hosting's fine
23:59:54 <Simulacrum> It's only computer / component providing that's precluded
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